How to restrict companies from accessing your credit history
Posted on:2/1/2006
| In the USA, conditions for credit reports are set in § 1681b. Subsections (a)(3)(A) and (c)(1)(B) allow companies to obtain such information e.g. if they plan to send pre-approved credit cards. |
In the USA, conditions for credit reports are set in § 1681b. Subsections (a)(3)(A) and (c)(1)(B) allow companies to obtain such information e.g. if they plan to send pre-approved credit cards. An interesting fact, which is not communicated in the official website, is that consumers can opt out according to subsection (e):